Example use cases
Each row is a workflow a fraud, compliance or risk team runs by hand today, and the Ward call that replaces the manual step.
| Team | Workflow | Ward call | Your code does |
|---|---|---|---|
| Onboarding / KYC | Verify an applicant from your own onboarding UI | kyc |
VERIFIED → open the account; REVIEW → queue; DECLINED → show reason |
| Compliance | Screen customers and counterparties | screen |
potential match → analyst; strong match → block and escalate |
| AML | Review a customer's bank statements | statement |
high band → case with the evidence pack |
| Fraud (cards) | Authorize a card or agent payment | payment |
STEP_UP → 3-D Secure or OTP |
| Agentic commerce | Check an AI agent's intent against its mandate | intent, agent |
DECLINE → stop the tool call |
| Disputes | Tell third-party fraud from first-party misuse | ato |
takeover likely → accept the claim, secure the account |
| Lending | Read affordability from statements | credit |
high band → lower limit or decline |
| Acquiring / KYB | Onboard and monitor merchants | merchant |
WMID match → do not onboard |
| Document intake | Check an ID document for consistency and editing | document |
altered → reject the upload |
See the cookbooks for complete flows.